Free roadmap
Your roadmap from zero
Five steps, in order. Everything here is free.
1
Get your money picture
Track one month of spending, then build a budget you’ll actually keep.
2
Build your safety net
Your first $1,000 emergency fund, automated.
3
Clear expensive debt
Snowball vs avalanche — and how minimum payments play you.
4
Make your first investment
Index funds, Roth IRAs, and why time beats timing.
5
Level up, carefully
Credit scores, taxes, side income — and bitcoin without the hype.
Want the whole roadmap in one read?
The book covers all five steps in depth — card or bitcoin.